:root {
  --bg: #08111f;
  --bg-soft: #0f1b2d;
  --card: rgba(17, 24, 39, 0.72);
  --text: #e8f0ff;
  --muted: #a7b7d3;
  --accent: #00f0ff;
  --accent-2: #00d47e;
  --accent-3: #ef3340;
  --gold: #ffd166;
  --border: rgba(148, 163, 184, 0.18);
  --shadow: 0 20px 60px rgba(0,0,0,0.35);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;background:radial-gradient(circle at top,#102142,#08111f 55%);color:var(--text);line-height:1.7}
a{color:#8be9ff;text-decoration:none}
a:hover{color:#fff}
img{max-width:100%;display:block}
.container{width:min(1180px, calc(100% - 2rem));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(8,17,31,0.85);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:0.9rem 0}
.brand img{height:44px;width:auto}
.desktop-nav{display:flex;gap:1rem;flex-wrap:wrap;justify-content:flex-end}
.nav-link{font-size:.95rem;color:#dbeafe;padding:.5rem .65rem;border-radius:999px}
.nav-link:hover,.mobile-nav-link:hover{background:rgba(255,255,255,0.08)}
.menu-toggle{display:none;background:transparent;color:#fff;border:1px solid var(--border);border-radius:999px;padding:.55rem .9rem}
.mobile-nav{display:none;border-top:1px solid var(--border);padding:0 1rem 1rem}
.mobile-nav.open{display:grid;gap:.5rem}
.mobile-nav-link{padding:.8rem 0;border-bottom:1px solid rgba(255,255,255,0.08);color:#dbeafe}
.hero{position:relative;overflow:hidden}
.hero-home{padding:4.5rem 0 3rem;background:linear-gradient(180deg,rgba(0,240,255,0.08),rgba(8,17,31,0.2) 35%, transparent)}
#fintech-canvas{position:absolute;inset:0;width:100%;height:100%;opacity:.5}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:2rem}
.hero-copy h1{font-size:clamp(2.4rem,4vw,4.6rem);line-height:1.05;margin:.4rem 0 1rem}
.hero-copy h1 span{font-size:clamp(1.3rem,2vw,2rem);display:block;color:#e5e7eb;font-weight:600;margin-top:1rem}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;color:var(--accent);font-weight:700;font-size:.82rem;margin:0 0 .5rem}
.lead{font-size:1.12rem;color:#d8e7ff;max-width:65ch}
.hero-actions,.chip-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.25rem}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.85rem 1.3rem;font-weight:700;border:1px solid transparent;transition:all .25s ease}
.btn-primary{background:linear-gradient(135deg,var(--accent),#50fa7b);color:#06111f;box-shadow:0 10px 30px rgba(0,240,255,.25)}
.btn-primary:hover{transform:translateY(-2px);color:#06111f}
.btn-secondary{border-color:rgba(255,255,255,.2);color:#fff;background:rgba(255,255,255,.05)}
.btn-secondary:hover{border-color:var(--accent);color:#fff}
.chip{display:inline-flex;align-items:center;padding:.45rem .8rem;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.05);border-radius:999px;font-size:.92rem;color:#dbeafe}
.hero-image img,.hero-media img{border-radius:28px;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.12)}
.page-section{padding:4rem 0}
.alt-section{background:rgba(255,255,255,0.02)}
.stat-section{padding-top:1rem}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.stat-card{background:var(--card);border:1px solid var(--border);border-radius:24px;padding:1.5rem;box-shadow:var(--shadow);text-align:center}
.stat-card strong{display:block;font-size:2.1rem;color:var(--gold)}
.section-heading{margin-bottom:1.5rem;max-width:70ch}
.section-heading h2{font-size:clamp(1.8rem,3vw,3rem);margin:.3rem 0 1rem}
.home-em-grid,.emirate-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.home-em-card,.emirate-card{display:block;background:linear-gradient(180deg,rgba(255,255,255,.05),rgba(255,255,255,.02));border:1px solid var(--border);border-left:4px solid var(--card-accent);padding:1.4rem;border-radius:24px;box-shadow:var(--shadow);transition:transform .22s ease, border-color .22s ease}
.home-em-card:hover,.emirate-card:hover,.feature-card:hover,.blog-card:hover,.mini-post:hover,.related-card:hover{transform:translateY(-4px)}
.home-em-card span,.emirate-tag{display:inline-block;color:var(--card-accent);font-weight:700;font-size:.85rem;margin-bottom:.5rem;text-transform:uppercase;letter-spacing:.06em}
.home-em-card h3,.emirate-card h3{margin:.25rem 0 .6rem;font-size:1.3rem;color:#fff}
.feature-grid,.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1.25rem}
.feature-card,.blog-card,.mini-post,.sidebar-card,.contact-panel,.cta-panel{background:var(--card);border:1px solid var(--border);border-radius:28px;box-shadow:var(--shadow)}
.feature-card{display:grid;grid-template-columns:220px 1fr;overflow:hidden}
.feature-card img{height:100%;object-fit:cover}
.feature-card div{padding:1.2rem}
.keyword-layout{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:start}
.keyword-list{columns:2;gap:2rem;padding-left:1.1rem}
.keyword-list li{margin:0 0 .7rem}
.mini-post-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.mini-post{display:grid;grid-template-columns:140px 1fr;overflow:hidden}
.mini-post img{height:100%;object-fit:cover}
.mini-post div{padding:1rem}
.center-link{text-align:center;margin-top:1.5rem}
.cta-section{padding-top:1rem}
.cta-panel{padding:2rem;text-align:center;background:linear-gradient(135deg,rgba(0,240,255,.09),rgba(255,209,102,.08))}
.hero-inner{padding:3.2rem 0 1.5rem}
.narrow{max-width:860px}
.breadcrumbs{font-size:.92rem;color:#cbd5e1;margin-bottom:1rem}
.crumb-sep{opacity:.6}
.page-content{padding:1.5rem 0 4rem}
.content-grid.guide-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:1.5rem;align-items:start}
.article-body{background:var(--card);border:1px solid var(--border);border-radius:28px;padding:2rem;box-shadow:var(--shadow)}
.article-body h2{font-size:1.7rem;margin:0 0 1rem;color:#fff}
.article-body p{margin:0 0 1rem;color:#dbe7ff}
.content-section + .content-section{padding-top:1rem;border-top:1px solid rgba(255,255,255,.08);margin-top:1rem}
.sidebar-card{padding:1.4rem;position:sticky;top:100px}
.sidebar-card h3{margin:.2rem 0 1rem}
.sidebar-card ul{padding-left:1.1rem;margin:0}
.sidebar-card li{margin:.5rem 0}
.blog-thumb img{width:100%;aspect-ratio:1/1;object-fit:cover}
.blog-card{overflow:hidden}
.blog-card-body{padding:1.1rem 1.2rem 1.5rem}
.blog-card-body h2{font-size:1.45rem;margin:.2rem 0 .7rem}
.blog-card-meta,.post-meta{color:var(--muted);font-size:.95rem}
.related-stack{display:grid;gap:.8rem;margin-bottom:1rem}
.related-card{display:block;padding:1rem;border:1px solid rgba(255,255,255,.1);border-radius:18px;background:rgba(255,255,255,.03)}
.related-card strong{display:block;color:#fff}
.related-card span{font-size:.9rem;color:#9edfff}
.site-footer{margin-top:2rem;border-top:1px solid var(--border);background:#07101d}
.footer-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;padding:2.6rem 0 1rem}
.footer-grid h3{margin:0 0 .8rem;font-size:1.02rem}
.footer-grid ul{list-style:none;padding:0;margin:0}
.footer-grid li{margin:.45rem 0}
.footer-bottom{padding:0 0 2rem;color:var(--muted)}
.contact-panel{padding:2rem}
.sitemap-list ul{columns:2;gap:2rem;background:var(--card);padding:2rem;border-radius:28px;border:1px solid var(--border)}
@media (max-width: 1100px){
  .hero-grid,.keyword-layout,.content-grid.guide-layout{grid-template-columns:1fr}
  .sidebar-card{position:static}
  .home-em-grid,.emirate-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width: 920px){
  .desktop-nav{display:none}
  .menu-toggle{display:inline-flex}
  .feature-grid,.blog-grid,.mini-post-grid,.stats-grid,.footer-grid{grid-template-columns:1fr}
  .feature-card,.mini-post{grid-template-columns:1fr}
  .feature-card img,.mini-post img{height:auto}
}
@media (max-width: 640px){
  .home-em-grid,.emirate-grid{grid-template-columns:1fr}
  .article-body{padding:1.35rem}
  .hero-home{padding-top:3.2rem}
  .keyword-list,.sitemap-list ul{columns:1}
}